Feeding my Family on $80 for a Month Part IIII

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By Liz

 

If you haven’t had a chance, please check out Part I; Part II and Part III of this series.

Well, here we are…week 4 on my quest to save $500 for a month by only spending $80 for groceries for the past 30 days for my family of 7 plus 4 dogs.  In case you forgot, as I mentioned in my Penny Pinching June article, we have a decent sized walk in pantry, a chest freezer, a refrigerator in the kitchen and a refrigerator in the garage (used for mostly defrosting food or overflow of milk, eggs and other items) so prior to this experiment we had a decent stock pile of meat, dry goods and bread the only thing I was needing to purchase for the past month was items like milk, dairy and produce as these all have a short shelf life.

 


So how did I do this week with only $16.50 left of my $80 cash budget?

I can tell you, we put a really good dent in our food stockpile over the past month and we are down to our last loaf of bread, but we still have enough to probably use this method for another week or so, however, my family has been getting a little antsy when it comes to their guilty pleasures, things like ice cream, cookies, chips and soda, basically, all those treats they are used to having during the summer.

Now I admit, I do indulge my family on these items some of the time. We do not have these things on a regular basis in our home. In order for me to save money regularly, we don’t always have said treats and junk food. I usually make one or two baked goods for the week (a batch of cookies or a cake), things like chips and soda usually make an appearance in our house if we are having a cookout or the rest of the family comes over and although we eat our fair share of ice cream during the summer, I have noticed that generally by the 4th of July, the family starts getting burned out on it and by mid-August, I am discarding these now freezer burned treats.

Again this final week, I went to Aldi, still avoiding the variety and temptations that Winco has to offer, here is a snapshot and list of what I purchased this week:

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2 gallons of milk
10 pounds of potatoes
Bananas
Garlic
1 package of cheese slices
1 jar peanut butter

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For a grand total of $14.44. YAY!!! I actually came in under budget with $2.06 left to spare!

So what did we eat for this week?

Monday: Slow cooker, smothered chicken queso over rice.

Tuesday: Grilled hot Italian sausages and pierogies.

Wednesday: BBQ chicken on the grill/foil packet veggies (onion; summer squash & mushrooms)/garlic bread.

Thursday: Fresh slow cooker pinto beans/quesadillas.

Friday: Caprese salad pasta tossed with whatever was leftover of the sausages and chicken.

Saturday: Basil mac and cheese/fried chicken (that I forgot we had and was found in our chest freezer).

Sunday: Grilled steak/baked beans/simple salad with cucumbers and tomatoes.

Looking back, I am thankful it was a successful experiment and I was actually able to save my family the $500, if not more for the month. This was a challenge though, not going to lie about it, I probably would have had an easier go of it, if my meal planning was not as vast as it was and we ate things like beans and rice every Sunday or homemade pizza every Friday, but like I said previously, we like variety and it was nice to know that I was able to accomplish that with my stockpile and pantry offerings, sprinkled in with some fresh perishables.

piggy-bank

As previously mentioned, I will probably institute these kinds of penny pinching months at least twice a year into our savings plan and depending on what kind of deals I can gather during the regular months, and probably to the dismay of family, maybe, eventually make this a quarterly event. I will keep you updated.




Feeding my Family on $80 for a Month Part III

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By Liz

If you are just tuning in, feel free to check out Part I and Part II of this series.

So how did I do this week with only $32.10 of my $80 for my Penny Pinching June?

We are really getting down to the wire here and although my dry pantry staples and freezer are still in good shape, it is really things like my perishables I am having issue with. 

We are starting to miss a lot of dairy, items such as cheese, margarine, yogurt, sour cream and now that summer is here, ice cream.  I have been substituting real butter for the margarine, and while agree it tastes better and is better for us, real butter is expensive and does not stretch as far as margarine in certain recipes so I had to break down and get a tub.

Again I went to Aldi, I think I have been doing this to avoid Winco, there are just too many options at Winco, and I feel like I would be overly tempted to purchase more and blow through my cash budget.

Here is a snapshot and list of what I purchased this week:

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1 tub margarine

1 package cream cheese

1 package tortillas

2 dozen eggs

2 rolls of ground turkey

4 avocados

4 peaches

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I spent a total of $14.63 at Aldi.  Shortly after I got home, I realized I forgot to pick up milk, thankfully one of the boys was already out for the day, so I texted him and asked him to pick up 2 gallons, but he only brought home 1 (kids…insert big sigh here). I repaid him the 97 cents for the milk at dinner time. So my grand total spent for the day was $ 15.60, leaving me $16.50 for my final week of this challenge.




So what did we eat for this week?

Monday: Chili Dog Enchilada Casserole/ homemade potato wedges.

Tuesday: Pork Chili

Wednesday: Hamburgers/macaroni salad.

Thursday: Pizza (prior to the month I had found some rather large take and bake pizza’s that were discounted at Walmart so I picked up a couple and had them in stored in my freezer).

Friday:  Lemon Chicken Penne/garlic bread/salad.

Saturday: Spaghetti with Bolognese sauce (I had a spaghetti squash in my fridge for quite some time, so I made this for me instead of the pasta to cut back on the carbs.

Sunday: In honor of Father’s day and in an attempt to spoil my husband who is also a fabulous dad…I made steaks on the grill (that I butchered from a roast)/garlic smashed potatoes/green beans with lemon/sourdough rolls/dark chocolate cake with fresh raspberries.

One more week and it is going to be a huge challenge since our micro garden is now exploding and I need to put those ingredients to use, personally, I am starting to have cheese withdrawal and its summer so my kids want to know…WHERE IS THE ICE CREAM???

 

 


Saving $500 or More in One Month

 

shopping cart

By Liz

Living on one income, there are certain times throughout the year that make me anxious.  For one reason or another, we hit those irregular bills and I watch our account dwindle a little to the point it makes me start to wonder if leaving the work force was the right decision.  So much so, that I usually start dusting off my resume and start looking at the job boards again.

My husband will tell you that I over react during these times and that he could set his watch by them.  Looking at our books, I know we are fine, but when we hover around or we go below that “cushion” number in our account, it starts to make me lose sleep.  We have always rebounded, and brought that “cushion” back up, but there is always the looming question…what if we don’t?

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Summer time is one of those times of the year that make me feel financially uneasy.  I guess it stands to reason with payouts that include; increased electric bills with more people being home during the day watching T.V., playing video games, charging laptops, phones, etc…not to mention the A/C running to cool the house down in the Texas heat. Our water bill goes up, due to watering the lawn, the garden, extra showers, and laundry;  our food bill increases with hungry boys and one girl in and out of the house all summer; and then there is summer vacation and we all know how expensive that can be.

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Now believe me when I tell you, I have done what I can to economize in ALL of these areas.  The A/C is on an automatic timer and is at a reasonable setting; laundry only gets washed when there are full loads to be done; showers are timed; and there are some years we don’t take a summer vacation, we didn’t last year, and I have to tell you, this year it is much needed. That leaves me with our food budget and while not completely out of control for a family of 7 and 4 dogs, it could still use some trimming.

Our average monthly food budget is approximately $600 for 7 people and 4 dogs, that breaks down to roughly $6.75 per person, per meal. Some would say this is to high, some will say that is low. Personally, I think it is too high and I want to start cutting back in this area in order to help reach some financial goals.



This past winter, I instituted “no spenduary” during the month of February.  After the holidays, I took inventory of our pantry, freezers and fridges and did a little bit of stocking up on staples that we plow through, things like potatoes, flour, sugar, coffee, pasta, rice, etc… Also, during the month of January if I saw rock bottom prices on meat, chicken or fish, I bought an extra pack or two then during the month of February, I did not do any grocery shopping.  We made do with what we already had in our inventory.  I did give myself a very small cash budget for the month to purchase some perishables such as milk, eggs and some fresh produce like lettuce, onions, bananas (since these things don’ t keep well for an entire month), but there were no large hauls, no overspending and in fact we wound up saving about $300 that month.

With summer just about to start, and having that “irky” feeling about our account again, I have decided to take the same action and I am instituting penny pinching June in our house. I have gone through our inventory, and have concluded that minus those perishables we have more than enough in our stash to make it through the month of June.  I am also giving myself a VERY strict, cash budget of only $80 to buy perishables for the month (crazy…right?).

beans

Now you might be thinking that, I will be feeding my family a steady stream of rice and beans, peanut butter and jelly, eggs made up, six ways to Sunday, but I want to be able to show that with a little creativity, we will have a variety of menu options by making do with what we already have on hand.  For the next 4 Mondays, my entries will be about my accountability and what we are eating and how far I can make that $80 stretch.

 

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My goal is to be able to save $500 for the month of June.  This may not seem like a lot in today’s economy for a family of 7, but just like in February, I found myself and the rest of my family trying to save and economize in other ways as well, such as using the library more, car pooling with each other or friends, not buying that much “wanted” new video game (obviously, that one was for the kids), finding free or low cost entertainment, ditching the sodas for water, finding the locations for the lowest gas prices, etc.. It did my heart proud as the family followed my lead and took their own initiative to save some of their hard earned cash.

I know there are going to be times that myself or a family member will have a craving for some fast food or take out, or I will be tempted to pick up that amazing deal at the store when I walk in with my tiny amount of cash, earmarked for only the few perishables I will need and I will want to give in and take out my credit card, but I am hoping my resolve will be strong. In fact, I will be leaving the credit card at home. So follow me on my penny pinching June journey and see if my goal is truly reachable.